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10/01/2025 92

Nowadays plastic money replacements such as credit and debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

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Sample 1:

Credit and debit cards are now extremely popular replacements for cash, outpacing the usage of banknotes and coins. This essay examines both the positive and negative effects of the shift.

Some people believe that using electronic cash is more practical, considering that this method has many advantages. Inevitably, either a credit card or debit card permits consumers to make purchases whenever or wherever they want, regardless of whether or not their wallet is stuffed with cash. Moreover, it is easy for people to carry around in their wallets and money is not at risk of being stolen or lost. Additionally, online banking is much easier than traditional banking. The availability of credit cards makes it easy to make payments, transfer funds, and do shopping online, which supports the growth of e-commerce. Furthermore, paper cash can cause health concerns as it can absorb bacteria from the environment and spread illnesses when some people get their hands on it. Therefore, in this manner, it is both convenient and safe to use plastic money.

However, these plastic cards do have some drawbacks. Fraud is the first concern. Essentially, in the case of a stolen debit or credit card, a thief or hacker can receive information about the card and then clone the bank cards using the stolen data, in turn causing them significant financial loss. As payment cards become increasingly popular, international corporations and governments now have a compelling opportunity to collect your personal details. Additionally, electronic cash transactions may be delayed or cancelled at any minute for an array of reasons, such as internet or system failure. During such times, paper money becomes the only acceptable form of currency.

In conclusion, digital credit and debit cards have merits and shortcomings, just like most other technologies. These cards are of great help, but people should understand that it is not always the case; we need to be careful when using them.

Sample 2:

Debit and credit cards have become extensively popular among people, even more than the standard money. While plastic money replacements have pushed back the frontiers of convenience, they also have some setbacks that one should be cautious about.

People enjoy considerable advantages of having plastic cards. One evident benefit is that it provides people with a convenient and secure way to make financial transactions without carrying much cash. Moreover, with debit cards, people have access to their money anytime, anywhere, even when they travel abroad. For instance, most of my family members never carry much cash and we just put our card into a slot and get our required money. It is much easier than traditional banking. Furthermore, with bank cards, people can make online payments, transfer funds, and do shopping, which in turn promotes the growth of e-commerce. The growth of e-commerce increases cost-effectiveness and alternative ways to stimulate economic development.

On the other hand, there are some drawbacks to using these plastic cards. First, it is vulnerable to fraud. To clarify, in the case of stolen debit or credit cards, the thief or hacker can use it to get the information so as to clone the bank cards using stolen information, which in turn incur a substantial financial loss to the owner. My uncle once lost his credit card during a tour, but he was not aware of it. Later he discovered that £ 2,200 worth of purchases had been made with his credit card when he checked his bank account. Another shortcoming of plastic money is the development of impulsive purchasing habits. In simple words, having the ease to make payment entices overspending. A recent study shows that consumers spend 10%-12% more when they use a credit card instead of cash.

To conclude, like most other technology, digital credit and debit cards have both merits and demerits. It goes without saying that these cards are of great help, but everyone should understand that it is not the case always. Therefore, we ought to be wise when using it.

Sample 3:

With the rise of digital payments, plastic money, such as credit and debit cards, has become more popular than traditional banknotes and coins. The primary advantage of this shift is the convenience and enhanced security cards offer, particularly in reducing theft and enabling easy online transactions. However, the widespread use of cards also has a major downside: the risk of overspending and accumulating debt. This essay will explore these key points in detail, highlighting both the benefits and drawbacks of plastic money.

One significant advantage of using plastic money is the unmatched convenience it provides. Cards eliminate the need to carry large amounts of cash, reducing the risk of theft and loss. Additionally, most cards today offer contactless payments, which speeds up transactions and makes everyday purchases more efficient. For example, many people prefer using debit and credit cards while traveling internationally, as they eliminate the hassle of currency exchange and carrying multiple currencies. Furthermore, credit cards often come with added perks such as purchase protection, cashback, and travel rewards, making them an attractive option for consumers. In an increasingly digital world, cards also enable seamless online shopping and digital wallet integration, further enhancing their appeal and usability.

However, a significant drawback of plastic money is the risk of overspending and the accumulation of debt. Credit cards, in particular, can encourage consumers to live beyond their means, as the immediate financial outflow is not felt. This detachment from physical money can result in impulsive purchases and unchecked spending. For instance, many credit card users end up carrying balances over several months, accruing high interest rates and putting themselves at financial risk. Moreover, the ease with which credit can be accessed often leads individuals to rely on it for unnecessary expenses, pushing them into a debt cycle that can be difficult to escape. Therefore, while plastic money offers ease and flexibility, it also introduces the danger of financial irresponsibility if not managed wisely.

In conclusion, while plastic money offers convenience, security, and various benefits for consumers, it also poses the risk of overspending and debt accumulation. The advantages of flexibility and rewards are counterbalanced by the dangers of financial mismanagement, highlighting the importance of responsible usage in this evolving cashless economy.

Sample 4:

In recent years, the popularity of plastic money, including credit and debit cards, has outpaced that of traditional banknotes and coins. One significant advantage of this shift is the detailed transaction records provided by card payments, which help users track their spending patterns more effectively. However, a major downside is the dependency on digital infrastructure, which makes card transactions vulnerable to technological failures. This essay will explore these key points in detail.

A key advantage of using plastic money is the ability to track expenses with greater precision. Every transaction made with a debit or credit card is automatically recorded, allowing users to easily monitor their spending through online banking or monthly statements. This feature provides individuals with a clear understanding of where their money is going, which can be extremely useful for budgeting and financial planning. For instance, many cardholders utilize mobile banking apps that categorize expenses, making it simple to identify areas of overspending, such as dining out or entertainment. In contrast, cash transactions lack such traceability, often leaving individuals unaware of how much they have spent overtime. Thus, the automatic record-keeping feature of plastic money helps users maintain better control over their financial habits.

On the other hand, a major disadvantage of relying on plastic money is its dependency on digital systems, which are not always reliable. Card transactions require functioning internet connections, secure payment gateways, and power supply, all of which can be disrupted by system outages or technical malfunctions. For example, during widespread power outages or server downtimes, consumers may find themselves unable to complete purchases if they cannot access their digital accounts or if card readers are inoperable. This is a risk that cash users do not face, as physical currency can be exchanged regardless of technological conditions. Moreover, such reliance on digital infrastructure leaves consumers vulnerable to cyber-attacks or data breaches, which can compromise sensitive financial information. Therefore, while plastic money offers convenience, it also introduces risks tied to the functionality and security of digital systems.

In conclusion, although plastic money provides users with the advantage of precise spending records and improved financial oversight, it also has significant drawbacks, particularly in terms of its dependence on technology. As society continues to move towards a cashless economy, these issues must be carefully balanced to ensure financial stability.

Sample 5:

The increasing prevalence of plastic money, such as credit and debit cards, has transformed the way people conduct transactions, often replacing cash in many economies. A key advantage of this shift is the enhanced security offered by card transactions, which can reduce the risk of theft. However, a notable disadvantage is the fees associated with card usage, which can place a financial burden on consumers over time. This essay will examine both points in detail.

One major advantage of plastic money is the security it provides against theft. Unlike cash, which can be stolen and is nearly impossible to trace, lost or stolen credit and debit cards can be deactivated quickly, minimizing the financial loss to the cardholder. Additionally, most banks offer fraud protection services that monitor suspicious activities and reimburse unauthorized charges, adding a layer of security for consumers. For example, if someone’s card is stolen and used for an online purchase, they can typically report the transaction and receive a refund after the fraudulent activity is investigated. Furthermore, many cards come with added features like two-factor authentication and biometric verification, making it increasingly difficult for thieves to access cardholders' funds. This level of security far exceeds that of carrying physical cash, which once lost or stolen, is irrecoverable.

On the flip side, the use of plastic money often comes with hidden costs in the form of fees and interest rates, particularly for credit card users. Many credit cards charge annual fees, foreign transaction fees, and cash advance fees, which can add up quickly. Additionally, if cardholders do not pay off their credit card balances in full each month, they are subject to high interest rates, sometimes exceeding 20%. This can result in significant financial strain, especially for individuals who rely on credit cards for everyday purchases. Debit cards, while not incurring interest charges, may also have fees for overdrafts or using out-of-network ATMs. Over time, these costs can erode any convenience offered by plastic money, making it an expensive option for consumers who are not vigilant about managing their finances.

In conclusion, while plastic money offers significant advantages in terms of security and protection against theft, it also has notable drawbacks, particularly regarding the fees and interest rates associated with its use. As plastic money becomes increasingly dominant, consumers must weigh these benefits and costs carefully.

Sample 6:

Electronic transactions are slowly replacing the conventional banking system and also the usage of banknotes has been supplanted by debit and credit cards. The conversion towards a cosmopolitan society may be slow, but stable and prevalent. This paradigm change has both negative and positive consequences, and also this informative article deals both together.

Mostly, digital trades and plastic card payments are somewhat more convenient, and they are processed on the move. Individuals neither need to take a majority quantity of money nor compose a test – that generally requires a few days to clean the payment. The payment process is international in character and hassle-free. As a result, the e-commerce market has thrived, and lots of people have their very own online business with no physical store. For example, today, it is relatively simple to shop using a VISA or a card, almost from any place on earth. As for me, I despise standing in a very long queue to pay my utility bills, along with my cards, allow me to do it in the house – a time saver.

On the contrary, the tendency does not come without damaging facets. Though we can make use of these cards because of technological progress, the dangers of using plastic currency, but pertain to the particular technology. By way of instance, after a charge card has been cloned or its sensitive information is hacked, then the proprietor would endure a fantastic monetary loss. A tech giant such as Facebook has neglected to secure its user information, by way of instance, along with the abuse of consumer information is a worldwide concern. Same holds for the cards and internet payment methods which possess the same vulnerability.

In conclusion, albeit some adverse effects using plastic cash for receiving and making payments is the requirement of the hour. It supplies an array of benefits, but we need to be cautious of its usage.

Sample 7:

Electronic transactions are gradually replacing the traditional banking system, and the use of banknotes is being supplanted by credit and debit cards. The transformation toward a cashless society might be slow, but steady and widespread. This paradigm shift has both positive and negative aspects, and this essay deals with both of them.

One major advantage of the use of plastic money is that they are more convenient and are processed on the go. People neither have to carry a bulk amount of cash nor write a check - which usually takes a couple of days to clear up the payment. Moreover, the electronic payment system is global in nature and hassle-free. Consequently, the e-commerce industry has flourished, and many individuals have their own online businesses without any brick and mortar shops. For instance, nowadays it has become pretty easy to shop with a VISA or a Master card, virtually from anywhere in the world. Personally, I hate standing in a long queue to pay my utility bills, and my cards let me do it from home - a time saver indeed.

Plastic card payment does not come without negative aspects. Although we can use these cards due to technological advancement, the risks of using plastic money, however, pertain to this technology. The primary threat to such payment mode is cybersecurity and hacking. For example, once a credit card is cloned or its sensitive data is hacked, the owner would suffer a great financial loss. A technology giant like Facebook has failed to protect its user data, for example, and the misuse of user data is a global concern. The same goes for plastic cards and online payment systems that have the same vulnerability.

To conclude, despite some adverse effects, the use of plastic money for making and receiving payments is the need of the hour. It provides a plethora of advantages, but we have to be careful of its use.

Sample 8:

In recent years, there has been a shift in the way people use money, with plastic money replacements such as credit and debit cards becoming increasingly popular. While these new forms of payment offer certain benefits, they also present several drawbacks. In this essay, we will explore the advantages and disadvantages of using plastic money replacements.

One advantage of using plastic money replacements like debit or credit card is convenience. Unlike traditional banknotes and coins, credit and debit cards are small and easy to carry, allowing users to make purchases quickly and easily without having to worry about carrying large amounts of cash. Additionally, many credit and debit cards now offer contactless payment options, making transactions even faster and more efficient. Another advantage of using plastic money replacements is security. Traditional banknotes and coins are vulnerable to theft and loss, but credit and debit cards are often protected by advanced security features such as PIN codes and encryption, making them much safer and more secure than traditional cash.

However, there are also several disadvantages to using plastic money replacements. One significant drawback is the risk of overspending. With traditional cash, users are limited to the amount of money they have on hand, but with credit and debit cards, users can spend beyond their means and accumulate debt. Another disadvantage of using plastic money replacements is the potential for fraud and identity theft. While credit and debit cards offer security features, they are still vulnerable to hacking and other cyberattacks, putting users' personal and financial information at risk.

In conclusion, plastic money replacements offer certain advantages such as convenience and security but also present several drawbacks including the risk of overspending and the potential for fraud and identity theft. To address these issues, it is important for users to be responsible with their spending and to take appropriate measures to protect their personal and financial information.

Sample 9:

Credit and debit cards, which are primarily used as replacements of plastic money or banknotes, have become an indispensable part of our day-to-day life, and in many cases, are more popular than conventional currency. While these cards have many advantages, their negative aspects should not be ignored.

For a start, using these cards confers advantages over cash. The obvious advantage of plastic money replacements is that it obviates the need to carry hard cash. Cards have not only provided users with convenience, but they have also saved them the inconvenience of carrying standard banknotes. For example, when a working executive’s job involves frequent inter-state travel, she or he has to entail considerable expenses such as food, accommodation, travel, and so on. In such a situation not only is it burdensome to carry cash, but it also poses a risk of theft. In addition, cards facilitate online transactions or paying from home. Put simply, it paves the way for making online payments, transfer of funds, and several other transactions in just a few clicks.

Credit and debit cards, however, have some drawbacks. One of the major hindrances of credit cards is high-interest liability. While it is true that credit cards give cardholders ample time to pay for purchases made through it, high interest is charged if they fail to pay on the lapse of a period. Besides, impulsive purchases are commonplace owing to having the ease to make payments. Moreover, when people make online purchases through credit cards, there is a certain amount of risk involved as they share their bank details on the internet, which is not always a safe place. There are certain malicious websites to steal financial information and loot money thereby.

To recapitulate, plastic cards confer both advantages and disadvantages. It is therefore very important to be cautious while using them.

Sample 10:

Transaction of money based on mobile based applications has become extremely popular in the current world and has replaced cash and coins. The popularity of electronic transactions has become even more popular than replacement of banknotes and coins. While the pros and cons remain in this aspect as well. The replacement of plastic money with that of electronic transactions has higher advantages than disadvantages. One of the biggest advantages that can be identified from online transactions made through one application is the speed of transaction. Money is instantly transferred from one account to another through an id or even a phone number within seconds. This certainly saves a huge amount of time for the people and even helps in preventing wrong counting of paper money. The benefit of payments and transactions made electronically within a single application also saves the environment by saving paper and its consumption. Effectively, it has been possible for people to shop and travel with cashless benefits like most brands. Vendors and even street stalls consider online payments as mode of transaction. With the replacement of plastic money in the form of debit and credit cards. It has been possible for the people to make transactions without even having to keep physical contact with others. Transferring money has become highly convenient for people, thereby being able to gain better benefits from the same. However, the cons that include this kind of online transactions are in terms of online fraud. Where hackers might be able to lure people into making false transactions in the name of winning money or cash prizes and hack people’s accounts. Moreover, technical issues of glitches from different websites through which people might be engaged in transactions. Also, it might include fraudulent web portals which may direct people to make transactions resulting in hacking of their accounts. Another disadvantage of this type of payment system is the fact that people who have lack of knowledge or technical constraints might face difficulty. Especially in adjusting to this form of payment making it difficult for others to endure online payments hence, availing cash-based payments.

Sample 11:

Globalization and technological developments have led to the replacement of plastic money. Like credit cards and debit cards thereby being able to enhance greater convenience in conducting transactions and payments. The benefits incurred by the online transaction mode enabled through applications that can be accessed anywhere in the world. It is possible to supplant the method of plastic money in the form of credit or debit cards. However, there are several advantages of plastic money transactions through app-based services. It may be identified that there might also be certain disadvantages. One of the biggest benefits of plastic money in the form of credit and debit cards can be considered convenient. As people do not have to carry cash in their wallets all the time while traveling to different places or visiting restaurants. People might be able to ensure that greater effectiveness is achieved considering that they can even order food by making online transactions at home. Online shopping as well as roaming around the world with cashless payments. It is possible to ensure that instant payments are being made by people through an online payment method which is connected to their debit or credit cards. Hence, being able to make hassle-free payments. However, one of the most important disadvantages is that online transactions have enabled people within the aspect of ensuring. That people might be able to make rash decisions. With the online payment mode even if people are not carrying their debit or credit card. They are able to make payments using QR codes, hence, being able to undertake hassle-free and cashless transactions. However, this results in reckless shopping and payments made by people. Furthermore, the issue of hacking and fraudulent transactions can be considered a huge disadvantage. That is possible through fraudulent website portals instead of directly from the online applications for transactions.

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CÂU HỎI HOT CÙNG CHỦ ĐỀ

Câu 1

Young people are often influenced in their behaviors by others in the same age group. Some argue that peer pressure is important while others feel it has distinct disadvantages. Do the disadvantages of peer pressure outweigh the advantages?

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Sample 1:

Peer pressure is a pervasive phenomenon that significantly influences the behaviours of young individuals. While some argue that it plays a crucial role in positively shaping the lives of the youth, others contend that the disadvantages of peer pressure are very detrimental.

Peer pressure, when harnessed positively, can have several advantages. Firstly, it can foster a sense of belonging and camaraderie among individuals within the same age group. Young people often seek acceptance and affirmation from their peers, and this can contribute to their emotional well-being and self-esteem. A further benefit is that positive peer pressure can encourage healthy behaviours, such as exercising or avoiding risky activities. For instance, a teenager might be motivated to quit smoking if their friends promote a smoke-free lifestyle.

However, peer pressure can also have distinct disadvantages. The most pressing concern is the potential for negative influences on impressionable minds. Young people may succumb to the pressure of engaging in harmful behaviours, such as substance abuse, criminal activities, or reckless behaviours like driving without a seatbelt, due to peer pressure, which can lead to long-lasting negative consequences and jeopardise their future.

Moreover, excessive pressure from peers can stifle individuality and creativity as young people may conform to the norms of their peer group instead of pursuing their own aspirations and dreams. This conformity may limit their personal growth and hinder their ability to think independently.

In conclusion, I would argue that peer pressure has more disadvantages as although it can foster a sense of belonging and promote healthy behaviours, it also carries the risk of leading young people astray and stifling their individuality. It is imperative for parents, educators, and society at large to guide young people in making informed choices and navigating the complexities of peer influence.

Sample 2:

The peer group tends to exert influence on the way teenagers behave. While many believe that the influence of peers is immensely important, others opine that it has its obvious drawbacks. I believe that the benefits peer pressure brings outweigh the disadvantages because it can instil a positive attitude towards education, despite the primary drawback, namely substance use, or so on it may cause.

Without any doubt, the influence of peers can inspire young people to build positive behaviours, make good choices, and strive for academic excellence. When friends place emphasis on education and academic performance, it can exert a positive impact on the young’s attitude toward learning. In fact, students who maintain a friend circle who are diligent students may feel a strong motivation to study diligently. Take my brother’s case for example. He works harder to obtain good marks in exams because his friends are determined to achieve academic excellence. They possess a solid work ethic, and now so does he.

However, peer pressure can also exert influence on young people to engage in deviant behaviours. It may make young adults feel obliged to take on bad habits like substance abuse to feel like they are part of the circle and not levelled as boring or weak. For example, if a group of friends get involved in substance abuse, underage drinking, and delinquent activities, a child may feel obligated to conform to these behaviours to avoid exclusion.

Considering all these, I would like to mention that there is no concrete evidence to endorse the view that peer pressure is the primary reason for unacceptable behaviours and substance abuse. There are other factors, like genetics, mental health issues, and social influences, that play a profound role in this case.

To reiterate, the fact that peer pressure can encourage to conform to a positive attitude toward learning clearly outweighs the flawed argument that it can influence young people to develop delinquent behaviour and bad habits.

Sample 3:

The debate surrounding peer pressure often hinges on whether its advantages outweigh its disadvantages or if it is the opposite. While peer pressure can sometimes encourage positive behaviours and foster social connections, I believe its drawbacks are significant and can have long-lasting consequences.

On the one hand, proponents of peer pressure argue that it can motivate individuals to adopt healthy habits, such as regular exercise, academic diligence, and community involvement. Positive peer pressure can serve as a source of encouragement, support, and accountability, leading to personal growth and self-improvement. For example, a teenager may be more likely to participate in volunteer work if their friends are also involved, leading to a greater sense of civic responsibility and altruism.

However, the disadvantages of peer pressure often outweigh these benefits. Negative peer pressure can lead individuals to engage in risky behaviours, such as substance abuse, reckless driving, and delinquent activities, in order to fit in or gain acceptance from their peers. The desire to conform to social norms and avoid rejection can override rational decision-making and moral judgment, leading to harmful consequences for both individuals and society. For instance, adolescents may experiment with drugs or alcohol due to peer pressure, resulting in addiction, legal troubles, and impaired cognitive function. Moreover, peer pressure can contribute to the perpetuation of harmful stereotypes, discrimination, and bullying within peer groups. Individuals who deviate from social norms or express dissenting opinions may face ostracism, ridicule, or even physical violence from their peers, leading to feelings of isolation, low self-esteem, and mental health issues.

In conclusion, while peer pressure can sometimes promote positive behaviours and social connections, its disadvantages far outweigh any potential benefits.

Sample 4:

Peer pressure refers to the influence young individuals experience within the same age group, affecting their behaviors. This essay will critically evaluate the drawbacks and benefits of peer pressure on young people.

Peer pressure often leads young individuals to engage in risky behaviors. For instance, teenagers may feel compelled to experiment with drugs due to the effect of their peers who engage in such activities. The desire to fit in and be accepted can override their better judgment, exposing them to serious short-term health risks and potential addiction later in life. Moreover, succumbing to negative peer pressure can adversely affect academic performance, as students may prioritize social acceptance over their studies. This desire for approval can result in poor grades, limited educational opportunities, and long-term negative consequences.

On the other hand, positive peer pressure can inspire young individuals to set higher goals, adopt healthier habits, and strive for academic excellence. Many teenagers are pressured by their peers to join a study group, leading to improved learning outcomes and academic success. Relatedly, supportive friends can inspire young individuals to engage in physical fitness activities or pursue positive hobbies and talents, promoting a healthier and more well-rounded lifestyle. This sense of camaraderie and mutual encouragement fostered within positive peer groups can contribute significantly to personal growth and self-confidence. Actively seeking out positive and active peer groups and engaging in behaviors aligned with one’s personal values can help mitigate the adverse effects of negative peer pressure while harnessing the advantages of positive influence.

In conclusion, although peer pressure encourages risky behaviors and hinders personal growth, the motivational and emotional advantage make it positive on the whole. Ultimately, striking some degree of balance between independence and positive peer interactions is crucial to minimizing the disadvantages and embracing the benefits.

Sample 5:

Peer pressure is the influence exerted by a peer group that encourages people to change their attitudes, values, or behaviours to fit into group norms. It plays a significant part in adolescent life. I agree that peers can help make a particular place comfortable for an individual but majorly they play an active role in helping an individual indulge in risky behaviours. So, in my opinion, the disadvantages of peer pressure outweigh the advantages.

Peer pressure plays a crucial role in shaping adolescent behaviour and attitudes. It helps people promote unity and harmony in society. For instance, a teenager might be motivated to excel academically or engage in community service due to the influence of their high-achieving peers. It tends to encourage people to conform to societal norms and values. Moreover, it can help young people in preparing for the realities of adulthood. This is because it exposes them to different viewpoints and assists them in learning how to navigate social dynamics, which in turn enhances their social skills and emotional intelligence.

However, there can be several ill effects of being influenced by one’s peers. Firstly, it may encourage youth to engage in dangerous activities such as smoking, drinking, or drug usage to make them fit into their groups. Excess peer pressure is the major cause of stress, anxiety, and low self-esteem in the younger generation as it builds this feeling that they are not able to match the expectations of their peers. In extreme cases, it can even lead to depression and other mental health issues. This can also stifle individuality and creativity, preventing young people from discovering their true selves and potential.

In addition to this, there can be a loss of personal identity as young people may feel compelled to adopt the attitudes, behaviours, and tastes of their peers, even if they conflict with their values and beliefs. It also leads to academic pressure as students may feel forced to achieve the same grades as their peers, leading to unhealthy competition and burnout. This can result in a lack of motivation and interest in learning, which can have long-term effects on their academic and career prospects.

In conclusion, peer pressure does have an indispensable role in the societal development of young individuals. However, it also provides people with a sense of comfort and security in their formative years. However, its disadvantages such as promoting risky behaviours, causing mental health issues, stifling individuality, and leading to academic pressure are more significant. Therefore, parents, educators, and society as a whole must provide guidance and support to young people to help them navigate the complexities of peer pressure.

Sample 6:

Many feel that peer pressure can have a positive impact on an individual, while others claim that its effects are unequivocally detrimental. In my opinion, despite providing motivation for self-development, the downsides associated with mental health decline and behavioral problems make this phenomenon decidedly negative.

On the one hand, peer pressure can encourage personal development. Individuals leading sedentary lifestyles might be persuaded into going to the gym by their peers and therefore cultivate healthy exercise habits in the long term. Relatedly, those surrounded by punctual friends may be influenced to arrive on time not only for social gatherings, but this habit could possibly extend to important business meetings. The adoption of these good daily habits can engender higher levels of self-confidence, which better prepares an individual to strive for excellence in various aspects of life.

However, peer pressure can be the source of mental health deterioration. When observing other people of the same age reaching major milestones and success in life, an individual may feel compelled to make comparisons and potentially feel dissatisfied with oneself and their current achievements. A pertinent example of this can often be seen in classroom settings, where a student may develop anxieties related to other students and in rarer instances, more concerning mental problems. Negative peer pressure also makes an individual gravitate towards self-destructive behavior. Some teenagers may be tempted by their peers into smoking cigarettes or drinking alcohol in order to gain approval and inclusion within a given social group.

In conclusion, in spite of motivational advantages concomitant with peer pressure, the related mental health problems and risky behavior are unequivocally negative. Individuals should focus on personal growth instead of fixating on others’ achievements.

Sample 7:

In the vibrant tapestry of adolescence, peer pressure emerges as a potent force, shaping behaviors and attitudes among the youth. This essay posits that while peer influence harbors potential benefits, such as fostering social integration and encouraging positive habits, its drawbacks, particularly in promoting conformity and risky behaviors, significantly overshadow its advantages.

Peer pressure, often perceived as a vehicle for conformity, exerts a formidable influence on young individuals, compelling them to align with the group’s norms and values. This phenomenon, while reinforcing social cohesion, frequently nudges adolescents towards compromising their individuality and adopting behaviors that may not align with their personal or moral values. For instance, the prevalent trend of underage drinking can be attributed to the desire to fit in, illustrating how peer influence can foster detrimental habits rather than constructive ones.

Moreover, the inclination to engage in risky behaviors under peer influence constitutes a significant drawback. Adolescents, in their quest for acceptance and fear of ostracization, may find themselves partaking in activities fraught with peril, such as reckless driving or substance abuse. These actions, while momentarily gratifying, can have long-lasting adverse effects on their health and wellbeing, underscoring the inherent dangers of succumbing to peer pressure.

Conversely, peer pressure can serve as a catalyst for positive change, encouraging young people to adopt beneficial habits and attitudes through the influence of their contemporaries. For example, peers who prioritize academic excellence and healthy living can inspire similar values in their circle. However, while the potential for positive influence exists, it is frequently overshadowed by the more immediate and compelling lure of negative behaviors that promise social acceptance.

In summary, while peer pressure may occasionally lead to positive changes, its inclination towards promoting conformity and risky behaviors is a greater issue. The negatives, especially its encouragement of harmful habits and the erosion of individuality, clearly outweigh the positives. This underscores the importance of creating environments that champion personal integrity over conformity, vital for nurturing resilient and well-rounded individuals.

Sample 8:

In adolescence, young people are often influenced by their peer group, a force that can wield both immense power and significant peril. While there's undeniable value in the emotional support, encouragement, and sense of belonging that peers can offer, I argue that the drawbacks of peer pressure - especially the inclination toward conformity at the expense of individuality and the propensity for rash decision-making - far outweigh these advantages.

When young people carefully select their social circles, peer pressure can, indeed, serve as a catalyst for positive change. Consider an aspiring scholar who surrounds themselves with academically driven friends aiming for Ivy League schools. In this context, the group's collective ambition propels the individual toward academic excellence. Moreover, at an age when the brain is highly malleable, the right peer pressure can stimulate not just intellectual growth but also emotional intelligence. It can teach young people the intricacies of interpersonal dynamics, as they navigate the highs and lows of relationships, including conflict resolution and empathy.

Nevertheless, the potential pitfalls of peer pressure should not be underestimated, especially given the vulnerability of adolescents who are still in the process of forming their values and judgments. This makes them susceptible to external influences that may not always align with their best interests. For instance, research indicates that the popularity of smoking in high schools directly correlates with an uptick in teenage smoking rates; youngsters may succumb to the vice merely to conform. Additionally, the fear of ostracization can lead adolescents to limit their friendships to a monolithic group, thereby reducing their exposure to diverse perspectives and impeding their emotional growth, ultimately stunting their psychological development.

In conclusion, peer pressure is a double-edged sword; while it may catalyze academic aspiration and emotional development when managed judiciously, it can also usher in detrimental consequences. Given that young individuals are prone to impulsive actions and less-than-ideal decision-making, the perils introduced by peer pressure must be acknowledged and carefully managed.

Sample 9:

The influence of peer pressure is undeniably a double-edged sword, wielding the power to either uplift or undermine an individual's life trajectory. Picture a young prodigy immersed in a social milieu comprising peers laser-focused on gaining admission to prestigious Ivy League institutions. Such an environment becomes a crucible for the cultivation of academic rigor, driving the young mind toward unparalleled scholastic achievements.

Additionally, during the formative years of adolescence, the brain's neuroplasticity is at its zenith, making it an ideal period for the enhancement of emotional intelligence. Within this context, positive peer pressure becomes instrumental in instilling essential life skills such as empathy, resilience, and conflict resolution. For example, facing challenges together, whether it's academic competition or personal disagreements, teaches valuable lessons about collaboration and emotional regulation.

Yet, the specter of the adverse effects looms large, especially when considering the malleable and impressionable nature of youth. Focused research illustrates that social trends among teenagers, such as the unfortunate resurgence of smoking, can be attributed to the pervasive influence of peer pressure. The desire to conform eclipses rational judgment, compelling young people to engage in detrimental behaviors just to maintain their social standing.

Moreover, the dread of social exclusion often coerces adolescents into narrowing their social circles to homogenous groups, thereby stifling their emotional and intellectual growth. When confined to a single, like-minded cohort, the opportunity to interact with diverse perspectives and develop a more nuanced understanding of the world is severely curtailed.

In conclusion, the multifaceted impact of peer pressure should not be casually dismissed. While it has the capacity to be a catalyst for personal and academic growth, the pitfalls are equally compelling. The key, therefore, lies in a judicious selection of one's social circle and a heightened self-awareness that enables an individual to sift through external influences to embrace only those that align with their authentic selves.

Sample 10:

Youngsters have always been influenced by the conduct of acquaintances belonging to the same age group. While this has certain shortfalls, the favors it brings are far more in number, which shall be elucidated in the following paragraphs.

The impact of conduct of acquaintances on youngsters is overwhelming and although this can have an adverse impact on the young psyche, it will be unjustified to profess that these eclipse the favorable effects; it is the other way round.

To begin with, undeniably, the consequence of the push afforded by classmates, friends, colleagues and social contacts, have been found to be coaxing individuals into establishing their definitive academic, professional, social and even health goals with great enthusiasm. To corroborate, several individuals pursuing weight loss objectives have admitted that it was their social network that persuaded them to work to shed their flab and attain a trimmer waist. Similarly, millions of IT professionals credit joining this industry to their classmates and friends whose success and encouragement pushed the former to follow the precedents and embrace this occupation.

Moreover, it is quite commonly seen that the persona is partly carved by the interaction with the outer world, especially with those in social circles and friendship, and this determines the level of intellect of an individual. To illustrate, those with a high level of enlightenment about the surroundings, general and specific issues such as geo-politics and environment, generally hail from peer groups that comprise intelligent people.

However, the only conspicuous downside of this phenomenon is youngsters starting to harbor unrealistic expectations about various spheres of their life, chasing unattainable goals, becoming frustrated if those objectives are not accomplished, and going astray. Nonetheless, such situations can be circumvented by adopting a prudent approach and identifying their own limitations.

In hindsight, it can be safely asserted that the allegation of shortcomings of peer pressure exceeding its pros lacks substance; it is this force that has guided an umpteen number of triumphant personalities who owe their accomplishments to these undercurrents.

Sample 11:

Peer pressure is a phenomenon widely observed among young people, influencing their behaviors, decisions, and perceptions. While some advocate for its importance in shaping social dynamics and fostering development, others highlight its distinct disadvantages. The debate revolves around whether the negatives of peer pressure outweigh the positives.

Advantages of peer pressure are evident in various aspects of adolescent life. It often plays a role in introducing new ideas, interests, and experiences. Young individuals may be motivated to adopt positive habits like academic excellence, sports participation, or community engagement through encouragement and inspiration from peers. Additionally, peer pressure can facilitate social integration and help young people develop critical social skills, fostering a sense of belonging and camaraderie within their peer groups.

However, the disadvantages of peer pressure cannot be disregarded. The most glaring issue arises when negative influences lead to risky or harmful behaviors. Young individuals might succumb to peer pressure to engage in substance abuse, delinquency, or other irresponsible actions, driven by the desire for acceptance or fear of exclusion. This can result in detrimental consequences, affecting not only their immediate well-being but also their long-term prospects and mental health.

Furthermore, excessive reliance on peer approval might hinder personal growth and individuality. Young people may conform to societal norms or trends without considering their own values, preferences, or aspirations. This conformity might lead to a lack of independent thinking and decision-making skills, affecting their ability to navigate challenges and make informed choices in the future.

The disadvantages of peer pressure, particularly when it leads to negative outcomes or inhibits personal development, can have a lasting impact on individuals. The pressure to conform can overshadow one’s authenticity and hinder the exploration of unique talents and interests.

In evaluating whether the disadvantages outweigh the advantages of peer pressure, it’s crucial to consider context and moderation. Positive peer influence can foster growth, but when peer pressure leads to detrimental behavior or stifles individuality, its drawbacks become more pronounced. Finding a balance where individuals are positively influenced without compromising their values or well-being is crucial in navigating the complexities of peer pressure.

In conclusion, while peer pressure can offer positive reinforcement and social integration, its disadvantages, especially when it results in negative behaviors or stifles individuality, should not be overlooked. Striking a balance between positive peer influence and personal autonomy is essential for young individuals to develop into well-rounded, independent individuals capable of making informed decisions while benefiting from the positive aspects of social interaction.

Câu 2

Tests and examinations are a central feature of school systems in many countries. Do you think the educational benefits of testing outweigh any disadvantages?

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Sample 1:

In today’s school systems, tests and examinations are major features in many countries, where some citizens believe that these tests play an important role. Whereas on the same scale others argue that they are not mandatory. However, I feel that testing should not be major a one in the school system for the following reasons.

Firstly, a common advantage of examinations is that they differentiate between the best and poor performers, i.e., hard-working students are smart in tests compared to others. Similarly, school kids feel that if they want to upgrade for the next standard they should appear and pass exams. Hence this concept creates responsibility for studies. However, many nations in the world are preferring this testing format in education.

On the other hand, a few drawbacks are noticed such as slow learners cannot perform well in the test and this creates inferior complexity among students. If opportunity, time and new learning techniques are imparted to students, they can perform better in tests.

Moreover, suicide trends are seen by this examination system. Hence, developed countries are exempting testing features. This phenomenon created confusion in parents, children and teachers whether to continue with the test pattern or simply promote students to the next higher class. This brought a drastic change in many countries which headed toward the exemption of tests.

In conclusion, testing candidates has both advantages and disadvantages, with the major advantage being that slow learners benefit significantly from the exam system. If passing an exam is not mandatory, students can still improve, even if maturity and seriousness towards studies are not observed in childhood. However, tests do not always accurately reflect students' merit and are thus often biased.

Sample 2:

Much could be said about different ways of testing or checking students at schools or universities. The most popular ones have always been causing very exciting discussions and debates around the world. We all do realise that teachers need to have a system that helps them to test their students’ knowledge, so they can see how effective their teaching methods are. The question is, do we really need to put so much pressure on these features? Are they really so effective?

The first thing about tests and exams is that they do check the level of information the students managed to learn from the lectures. The questions usually cover the area that has been thought about at school, so if students can answer them correctly it means that the teaching was successful.

The other, equally important aspect is that due to the tests or exams that students are facing at school they get motivated to study more in order to get better marks and to improve their knowledge. Sometimes it might be just the fact that it is called an exam, that makes students get together and study harder.

On the other hand, some students might feel discouraged by the same fact that makes the others motivated what of course results in low marks in the actual exam. They also think that the results are very often not relevant to the efforts they put into studying. Because the marking system is not fair, they just do not feel like studying more for the exam.

Furthermore, many students find exams of different kinds very stressful, especially school ones. They often think that there could be another way of testing, less stressful, that should be introduced in schools or universities. The supporters of this opinion often bring out the fact that most students start smoking actually because of the stress they are exposed to at school. And that is definitely not beneficial for you or your health.

To put things together, is there really such a big need for exams at school? Is there really no other way to check how effective the teaching methods are? That is of course not that easy, but still, I am deeply convinced that things can be changed. It requires all the sides involved to think and come up with new ideas that could later be put into schools and that wouldn’t be that stressful anymore, so students can actually start enjoying them.

Sample 3:

Being the main characteristic of most academic institutions, the examination system helps a school to evaluate the knowledge and skills of its current and prospective students. It is well known that there are lots of debates around available scoring systems used by many schools. Some people believe that current testing methods are not effective anymore, while others think that it is not necessary to replace or amend the current scoring methods. In my opinion both sides are partially right.

It is well-documented that test questions reflect the academic material used at school lectures and seminars. Such questions cover the most part of the subject taught and evaluate the level information acquainted by the students during the classes. Besides, upcoming examinations make students to learn harder the appropriate field of study. Without evaluation, I think many students would lose their interest in learning.

On the other hand, modern testing systems require students to obtain huge amounts of academic information within a short period of time. It is widely believed that only knowledge of subjects is not enough to pass the test with higher results. The students are also required to possess strong time management skills in order to get high scores during examinations within the time limit. I think that this situation makes lots of students feel pressure which eventually leads to lower scores.

In my opinion, examinations at schools should be less stressful where students can reveal their true knowledge and will not be demotivated. I think that the time limit of the test questions should be extended since the students can have enough time to think and apply the knowledge, can get higher scores, and will be stimulated to learn further.

Sample 4:

In recent years, there has been a vast increase in discussions about how the examination systems should be at schools. Now students are undertaking too many tests and exams at school which do have many advantages both for the students and the teachers, but at the same time they also have certain drawbacks as well. The administration departments at schools need to think seriously about the outcomes of the examination systems they have, to test the students. In this essay I would like to give my own opinion after discussing both sides of the argument.

The first good thing about the exams and tests is that it is a method to test students how well they are learning from the lectures delivered in the class and how successful teachers are in conveying their knowledge. For instance, if a whole group of students show poor grades in a subject then the teacher teaching that subject can be encouraged to work harder and improve his or her teaching skills to bring the students to the top. This is a strong point that favours the argument because teachers are the key figures in a school system and exams are mandatory to check their level of teaching.

The other, equally important factor in favour of the issue is that exams encourage students as well to study, do more reading and writing and thus improve their general knowledge. If there are no exams and tests, then students will not put any effort into learning and education. Exams produce a state of terror that forces children to study. Moreover, exams bring students together, they do combine studies which help them to learn the essence of teamwork and they develop communication skills. Lastly, exams develop a sense of competition which also draws students towards books.

On the other hand, exams do have some disadvantages as well. While competition can be encouraging for some, it is a major source of immense pressure on students, often leading to depression. When students do not get good grades, they are discouraged and at the same time they are forced, both by the teachers and the parents, to work hard, putting them under more pressure. Now more and more students are involved in drug addiction to relieve exam pressure.

To recapitulate, I concede that exams can be discouraging for the students in some ways, but this does not mean that they should be removed from the system. The advantages of exams outweigh their disadvantages. Students should be tested and then upgraded but at the same time weaker students should be given special help to improve.

Câu 3