Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions. 

     It is estimated that by 2050 more than two-thirds of the world's population will live in cities, up from about 54 percent today. While the many benefits of organized and efficient cities are well understood, we need to recognize that this rapid, often unplanned urbanization brings risks of profound social instability, risks to critical infrastructure, potential water crises and the potential for devastating spread of disease. These risks can only be further exacerbated as this unprecedented transition from rural to urban areas continues. 

     How effectively these risks can be addressed will increasingly be determined by how well cities are governed. The increased concentration of people, physical assets, infrastructure and economic activities mean that the risks materializing at the city level will have far greater potential to disrupt society than ever before. 

     Urbanization is by no means bad by itself. It brings important benefits for economic, cultural and societal development. Well managed cities are both efficient and effective, enabling economies of scale and network effects while reducing the impact on the climate of transportation. As such, an urban model can make economic activity more environmentally-friendly. Further, the proximity and diversity of people can spark innovation and create employment as exchanging ideas breeds new ideas. But these utopian concepts are threatened by some of the factors driving rapid urbanization. For example, one of the main factors is rural urban migration, driven by the prospect of greater employment opportunities and the hope of a better life in cities. But rapidly increasing population density can create severe problems, especially if planning efforts are not sufficient to cope with the influx of new inhabitants. The result may, in extreme cases, be widespread poverty. Estimates suggest that 40% of the world's urban expansion is taking place in slums, exacerbating socio-economic disparities and creating unsanitary conditions that facilitate the spread of disease.

          The Global Risks 2015 Report looks at four areas that face particularly daunting challenges in the face of rapid and unplanned urbanization: infrastructure, health, climate change, and social instability. In each of these areas we find new risks that can best be managed or, in some cases, transferred through the mechanism of insurance

The word “that" in paragraph 4 refers to __________

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions

I’m taking an intensive 2 day _______ course in computing. I want to learn the basics quickly before I start my new job

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions

I agreed that the shop treated you very badly. But just write a polite letter of complaint. It’s not worth making a _______ about it

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions

___________ the book, I wrote down some notes

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions. 

     It is estimated that by 2050 more than two-thirds of the world's population will live in cities, up from about 54 percent today. While the many benefits of organized and efficient cities are well understood, we need to recognize that this rapid, often unplanned urbanization brings risks of profound social instability, risks to critical infrastructure, potential water crises and the potential for devastating spread of disease. These risks can only be further exacerbated as this unprecedented transition from rural to urban areas continues. 

     How effectively these risks can be addressed will increasingly be determined by how well cities are governed. The increased concentration of people, physical assets, infrastructure and economic activities mean that the risks materializing at the city level will have far greater potential to disrupt society than ever before. 

     Urbanization is by no means bad by itself. It brings important benefits for economic, cultural and societal development. Well managed cities are both efficient and effective, enabling economies of scale and network effects while reducing the impact on the climate of transportation. As such, an urban model can make economic activity more environmentally-friendly. Further, the proximity and diversity of people can spark innovation and create employment as exchanging ideas breeds new ideas. But these utopian concepts are threatened by some of the factors driving rapid urbanization. For example, one of the main factors is rural urban migration, driven by the prospect of greater employment opportunities and the hope of a better life in cities. But rapidly increasing population density can create severe problems, especially if planning efforts are not sufficient to cope with the influx of new inhabitants. The result may, in extreme cases, be widespread poverty. Estimates suggest that 40% of the world's urban expansion is taking place in slums, exacerbating socio-economic disparities and creating unsanitary conditions that facilitate the spread of disease.

          The Global Risks 2015 Report looks at four areas that face particularly daunting challenges in the face of rapid and unplanned urbanization: infrastructure, health, climate change, and social instability. In each of these areas we find new risks that can best be managed or, in some cases, transferred through the mechanism of insurance

Which is the most suitable title for the passage? 

Mark the letter A, B, C, or D on your answer sheet to indicate the sentence that is closest in meaning to each of the following questions

Eating Korean food is new to me

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions. 

     It is estimated that by 2050 more than two-thirds of the world's population will live in cities, up from about 54 percent today. While the many benefits of organized and efficient cities are well understood, we need to recognize that this rapid, often unplanned urbanization brings risks of profound social instability, risks to critical infrastructure, potential water crises and the potential for devastating spread of disease. These risks can only be further exacerbated as this unprecedented transition from rural to urban areas continues. 

     How effectively these risks can be addressed will increasingly be determined by how well cities are governed. The increased concentration of people, physical assets, infrastructure and economic activities mean that the risks materializing at the city level will have far greater potential to disrupt society than ever before. 

     Urbanization is by no means bad by itself. It brings important benefits for economic, cultural and societal development. Well managed cities are both efficient and effective, enabling economies of scale and network effects while reducing the impact on the climate of transportation. As such, an urban model can make economic activity more environmentally-friendly. Further, the proximity and diversity of people can spark innovation and create employment as exchanging ideas breeds new ideas. But these utopian concepts are threatened by some of the factors driving rapid urbanization. For example, one of the main factors is rural urban migration, driven by the prospect of greater employment opportunities and the hope of a better life in cities. But rapidly increasing population density can create severe problems, especially if planning efforts are not sufficient to cope with the influx of new inhabitants. The result may, in extreme cases, be widespread poverty. Estimates suggest that 40% of the world's urban expansion is taking place in slums, exacerbating socio-economic disparities and creating unsanitary conditions that facilitate the spread of disease.

          The Global Risks 2015 Report looks at four areas that face particularly daunting challenges in the face of rapid and unplanned urbanization: infrastructure, health, climate change, and social instability. In each of these areas we find new risks that can best be managed or, in some cases, transferred through the mechanism of insurance

According to paragraph 3, what is one of the advantages of urbanization?

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions. 

     During times of crisis, people find themselves faced with lifestyle changes. One of the earliest and most noticeable changes seen during the Covid-19 lockdown was how we consume media-and especially how we read. 

     People tend to find comfort in certain books, and reading habits and genre preferences can change during periods of stress. This helps to explain why much genre fiction has roots in times of significant social, political or economic upheaval. Gothic literature is, in part, a British Protestant response to the French Revolution. 

     Respondents generally reported that they were reading more than usual. This was largely due to having more free time (due to being furloughed, or not having a commute or the usual social obligation or leisure activities). This increased reading volume was complicated for those with caring responsibilities. Many people with children reported that their reading time had increased generally because of their shared reading with children, but had less time than normal for personal reading. Reading frequency was further complicated by a quality vs. quantity snag. People spent more time reading and seeking escape, but an inability to concentrate meant they made less progress than usual. In short, people spent more time reading but the volume they read was less. 

          Unsurprisingly, lockdown also made re-reading a physical necessity for some. Some respondents noted how they were unable to visit the library or browse at the bookshop for new books. Others reported that they simply wished to save money. On the other hand, the participants who reported re- reading less than normal during the lockdown period wanted to use their newfound time to seek out new topics and genres

What does the passage mainly discuss?