Câu hỏi:
11/09/2023 471
(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
(2) All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.
(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.
(2) All problems in interest may be solved by using one general equation that may be stated as follows:
Interest = Principal X Rate X Time
(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.
With what topic is this passage primarily concerned?
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Trả lời:
Giải bởi Vietjack
Đáp án C
A. Profits: Lợi nhuận
B. Rate: lãi suất
C. Interest: Tiền lãi
D. Principal: Tiền gửi
Câu hỏi cùng đoạn
Câu 2:
The word “fixed” in paragraph 1 is closest in meaning to
Đáp án chính xác
Lời giải của GV VietJack
Đáp án A
A. definite ó fixed: Cố định
B. short: ngắn
C. repeated: lặp lại
D. trial: thử
Câu 3:
At 4 percent interest for the use of $1 principal, how much would one pay?
At 4 percent interest for the use of $1 principal, how much would one pay?
Đáp án chính xác
Lời giải của GV VietJack
Đáp án C
(2) “Interest = Principal X Rate X Time”
Interest = $1 x 4% x 1 = $ 0.04 = 4 cents
Câu 4:
Which of the following would be a correct expression of an interest rate as stated in the equation for computing interest?
Đáp án chính xác
Lời giải của GV VietJack
Đáp án B
(3) The rate is expressed as a decimal fraction
Câu 5:
Most applications for loans are for
Most applications for loans are for
Đáp án chính xác
Lời giải của GV VietJack
Đáp án B
(3) Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year
Câu 6:
The word “periods” in paragraph 3 refers to
Đáp án chính xác
Lời giải của GV VietJack
Đáp án A
A. time <-> period: khoảng thời gian
B. loans: tiền cho vay
C. application: ứng dụng
D. interest: lãi
Câu 7:
A commercial year is used to compute
A commercial year is used to compute
Đáp án chính xác
Lời giải của GV VietJack
Đáp án D
(3) For purpose of computing interest for short periods, the commercial year or 360 days is commonly used
Nhà sách VIETJACK:
CÂU HỎI HOT CÙNG CHỦ ĐỀ
Câu 3:
With which of the following topics is the passage primarily concerned?
With which of the following topics is the passage primarily concerned?
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