Câu hỏi:
06/11/2020 475Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions
Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.
What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.
And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.
How does the writer seem to feel about the future of banks?
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Trả lời:
Đáp án B
nhà văn có vẻ như cảm nhận như thế nào về tương lai của các ngân hàng?
A. trung lập B. không chắc chắn C. lạc quan D. bi quan
Thông tin ở câu cuối cùng của bài:
So, whether we'll become a totally cash-free society remains open to contention.
Vì vậy, chúng ta sẽ trở thành một xã hội hoàn toàn bằng tiền mặt miễn phí hay không vẫn còn tranh cãi. => không chắc chắn
CÂU HỎI HOT CÙNG CHỦ ĐỀ
Câu 1:
Mark the letter A,B,C or D on your answer sheet to indicate the most suitable response to complete each of the following exchanges.
“I’m sorry I’m late.” – “________.”
Câu 3:
Mark the letter A,B,C or D on your answer sheet to indicate the sentence that is closest in meaning to each of the following questions.
Although he was able to do the job, he wasn’t given the position
Câu 4:
They ________ have seen the play last night as they went to a football match instead.
Câu 5:
Mark the letter A,B,C or D on your answer sheet to indicate the underlined part that needs correction in each of the following questions.
My sister told me that she had met my teacher at the supermarket yesterday.
Câu 6:
CLOSEST in meaning to the underlined word(s) in each of the following questions.
I knew he was only flattering me because he wanted to borrow some money.
Câu 7:
All applicants must ________ their university transcript and two reference letters to be considered for this job.
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