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Read the following passage and mark the letter A, B, C or D on you answer sheet to indicate the correct answer to each of the questions.       Jean spent her first few years in Hooper and her family moved to Otsego early in her life. She was only ten when her father died unexpectedly, leaving her mother to raise and support their family alone. Her mother soon went to work outside the home to provide for the family, and Jean, being one of the oldest, had to help care for her younger siblings. Although she had much responsibility at home, Jean thoroughly enjoyed school and was an excellent student. She went on to graduate 10th in her class at Otsego High School in 1953. While still in high school, Jean met a young man named Charles "Chuck" Holly, at a dance in Alamo; and they were quite taken with each other.       Over the next few years, their love for each other blossomed and they were married on February 24, 1953, while Jean was still in school. At the time, Chuck was serving his country in the military, and had come home on leave to marry his sweetheart. Unfortunately, shortly thereafter, he was sent overseas to serve in Korea for the next fifteen months.       Upon his discharge, the couple settled into married life together in the Plainwell, Otsego area. To help make ends meet, Jean went to work at the collection bureau in Kalamazoo for a while, before taking a job at the cheese company in Otsego. In 1964, Chuck and Jean were overjoyed with the birth of their son, Chuck, who brought great joy into their lives. Jean remembered how her mother was always gone so much working after her father died and she did not want that for her son, so she left her job to devote herself to the role of a mother.  After Jean's father passed away, her mother used to ________.

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Read the following passage and mark the letter A, B, C or D on your answer sheet to choose the word or phrase that best fits each other numbered blanks.  WHAT IS URBANIZATION?      Urbanization is a process (23) ________ populations move from rural to urban areas, enabling cities and towns to grow. It can also be termed as a progressive increase in the number of people living in towns and cities. It is highly influenced by the notion that cities and towns have achieved better economic, political, and social mileages compared (24) _______ the rural areas. Accordingly, urbanization is very common in developing and developed worlds as more and more people have the (25) _______ of moving closer to towns and cities to acquire “privileged” social and economic services. These (26) _______ social and economic advantages such as better education, health care, sanitation, housing, business opportunities, and transportation. A large majority of people move to cities and towns because they view rural areas as places with hardship and backward lifestyle. Therefore, as populations move to more developed areas, the immediate outcome is urbanization. This normally contributes to the development of land for use in commercial properties, transportation, and residential buildings. Eventually, these activities (27) _______ several urbanization issues. Urbanization is a process (23) ________ populations move from rural to urban areas

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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate thecorrect answer to each of the questions.      Nowadays, most people realize that it’s risky to use credit card numbers online. However, from time to time, we all use passwords and government ID numbers on the Internet. We think we are safe, but that may not be true! A new kind of attack is being used by dishonest people to steal IDs and credit card numbers from innocent web surfers. This new kind of attack is called “phishing.”       Phishing sounds the same as the word “fishing,” and it implies that a thief is trying to lure people into giving away valuable information. Like real fishermen, phishers use bait in the form of great online deals or services. For example, phishers might use fake emails and false websites to con people into revealing credit card numbers, account usernames, and passwords. They imitate well-known banks, online sellers, and credit card companies. Successful phishers may convince as many as five percent of the people they contact to respond and give away their personal financial information.        Is this really a big problem? Actually, tricking five percent of the online population is huge! Currently, more than 350 million people have access to the Internet, and seventy-five percent of those Internet users live in the wealthiest countries on Earth. It has been estimated that phishers send more than three billion scam messages each year. Even by tricking only five percent of the people, phishers can make a lot of money.        Since there is so much money to make through this kind of scam, it has caught the interest of more than just small-time crooks. Recently, police tracked down members of an organized phishing group in Eastern Europe, who had stolen hundreds of thousands of dollars from people online. The group created official-looking email messages requesting people to update their personal information at an international bank’s website. However, the link to the bank in the message actually sent people to the phishers’ fake website. To make matters worse, further investigation revealed that this group had connections to a major crime gang in Russia.        How can innocent people protect themselves? Above all, they have to learn to recognize email that has been sent by a phisher. Always be wary of any email with urgent requests for personal financial information. Phishers typically write upsetting or exciting, but fake, statements in their emails so that people will reply right away. Also, messages from phishers will not address recipients by name because they really don’t know who the recipients are yet. On the other hand, valid messages from your bank or other companies you normally deal with will typically include your personal name.  Which of the following could best serve as the topic of the passage? 

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