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Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.Which of the following is NOT supported by the passage?
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.The word “cues” in paragraph 4 is closest in meaning to ______.
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.The word “This” in paragraph 3 most probably refers to ______.
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.Why does the author mention a dog's bark?
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.All of the following are mentioned as places in which memories are stored EXCEPT______.
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.The word “elapses” in paragraph 1 is closest in meaning to ______.
Read the following passage and mark the letter A, B, C or D on your answer sheet to indicate the correct answer to each of the questions from 3 to 9. Most people can remember a phone number for up to thirty seconds. When this short amount of time elapses, however, the numbers are erased from the memory. How did the information get there in the first place? Information that makes its way to the short term memory (STM) does so via the sensory storage area. The brain has a filter which only allows stimuli that is of immediate interest to pass on to the STM, also known as the working memory. There is much debate about the capacity and duration of the short term memory. The most accepted theory comes from George A. Miller, a cognitive psychologist who suggested that humans can remember approximately seven chunks of information. A chunk is defined as a meaningful unit of information, such as a word or name rather than just a letter or number. Modern theorists suggest that one can increase the capacity of the short term memory by chunking, or classifying similar information together. By organizing information, one can optimize the STM, and improve the chances of a memory being passed on to long term storage. When making a conscious effort to memorize something, such as information for an exam, many people engage in "rote rehearsal". By repeating something over and over again, one is able to keep a memory alive. Unfortunately, this type of memory maintenance only succeeds if there are no interruptions. As soon as a person stops rehearsing the information, it has the tendency to disappear. When a pen and paper are not handy, people often attempt to remember a phone number by repeating it aloud. If the doorbell rings or the dog barks to come in before a person has the opportunity to make a phone call, he will likely forget the number instantly. Therefore, rote rehearsal is not an efficient way to pass information from the short term to long term memory. A better way is to practice "elaborate rehearsal". This involves assigning semantic meaning to a piece of information so that it can be filed along with other pre-existing long term memories. Encoding information semantically also makes it more retrievable. Retrieving information can be done by recognition or recall. Humans can easily recall memories that are stored in the long term memory and used often; however, if a memory seems to be forgotten, it may eventually be retrieved by prompting. The more cues a person is given (such as pictures), the more likely a memory can be retrieved. This is why multiple choice tests are often used for subjects that require a lot of memorization.According to the passage, how do memories get transferred to the STM?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.The author mentions all of the following in the passage EXCEPT________.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.It is indicated in paragraph 3 that ______.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.What does “Hand off” in paragraph 3 means?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.It is stated in paragraph 2 that ______.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.According to the paragraph 2, which of the following is NOT true about the Singapore Science Centre?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.The word “It” in paragraph 2 refers to ______.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.The Singapore Science Centre is located on a six-hectare site in Jurong. At the centre, we can discover the wonders of science and technology in a fun way. Clap your hands and colorful bulbs will light up. Start a wheel spinning and it will set off a fan churning. It is a place to answer our curiosity and capture our imagination.The centre features over four hundred exhibits covering topics like solar radiation, communication, electronics, mathematics, nuclear energy and evolution. It aims to arouse interest in science and technology among us and the general public. The centre is the first science one to be established in South East Asia. It was opened in 1977 and it now receives an average of one thousand, two hundred visitors a day. The exhibits can be found in four exhibition galleries. They are the Lobby, Physical Sciences, Life Sciences and Aviation. These exhibits are renewed annually so as to encourage visitors to make return visits to the centre.Instead of the usual “Hands off’ notices found in exhibition halls, visitors are invited to touch and feel the exhibits, push the buttons, turn the cranks or pedals. This is an interesting way to learn science even if you hate the subject. A Discovery Centre was built for children between the ages of three and twelve. This new exhibition gallery was completed in 1985. Lately this year a stone-age exhibit was built. It shows us about the animals and people which were extinct.What can be the best title of the passage?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.How does the writer seem to feel about the future of banks?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.The word "their” in the third paragraph refers to _______
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.The author mentions the case of commuters in the third paragraph to illustrate ________ .
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.The word "grip" in the third paragraph is closest in meaning to______
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details. And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.The word "embedded” in the second paragraph is closest in meaning to_____
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.Which of the following is NOT true about the strong point of e-cash?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.Why does the author mention "a small flat-screen device" in the first paragraph?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminateD. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers, TVs and games consoles means that films, music and games can be paid for easily without having to input credit card details.And what about the future of the banks? Within their grip on the market, banks and credit- card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerneD. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistiC. They feel there is reason to be suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicteD. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.What is the main idea of the first paragraph?