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Read the following passage and mark the letter A, B, C, or D to indicate the correct answer to each of the questions from 35 to 42   MICROTRENDS: IT'S A SMALL WORLD AFTER ALL      In today's world, it seems like everyone is focused on the big picture”. However, coming up with large scale solutions is not always what is needed. Sometimes it pays to think small - and that is exactly what many people are doing these days. By thinking small, lots of big minds have created some pretty amazing things.        One example of this is microloans. Microloans are tiny loans, in some cases just a few dollars, which are available to people in developing countries. Although this may not seem like a lot of money, microloans can help workers to escape poverty and start their own businesses. The person behind the modern microloan movement is a Bangladeshi man named Muhammad Yunus. He started the project in the 1970s by offering villagers low interest loans using his own money. Yunus wanted to offer poor people access to small loans so they wouldn't be forced to turn to gangsters if they needed funds. In 1983, he founded the Grameen Bank and soon after, similar organizations started popping up around the globe. Although there are still some issues with microloans, at the very least they offer everyone the potential of becoming an entrepreneur.        For most of the 20th century, companies required large sums of money and plenty of manpower to compete at the highest levels. In the late 1990s, the Internet changed this and many microenterprises came about. Microenterprises are smaller companies that employ less than 10 people and only require small sums of money to start. Being small offers lots of flexibility to these companies as they can react more quickly than corporate giants when a business opportunity arises. Many technology companies that produce mobile apps and websites fall into this category. Keep in mind that having a small staff doesn't mean small profits, as microenterprises can earn hundreds of millions of dollars per year.        Thinking small can also lead to a tremendous improvement in quality. One example of this is microbreweries, which are smaller-sized breweries that produce far less beer than traditional breweries.  Since microbreweries don't have to target large markets and make millions of sales to stay open, they can monitor the brewing process carefully to make sure everything is perfect. In addition, microbreweries can experiment with unique flavors that many traditional brewers would shy away from. So, the next time you are asked to "think big", remember that good things may also come in small packages.   According to the passage, who are microloans supposed to help?

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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 23 to 29. In our connected globalized world, the languages which dominate communications and business, Mandarin, Hindi, English, Spanish and Russian amongst others, are placing small languages spoken in remote places under increasing pressure. Fewer and fewer people speak languages such as Liki, Taushiro and Dumi as their children shift away from the language of their ancestors towards languages which promise education, success and the chance of a better life. While to many parents, this may appear a reasonable choice, giving their offspring the opportunity to achieve the sort of prosperity they see on television, the children themselves often lose touch with their roots. However, in many places the more reasonable option of bilingualism, where children learn to speak both a local and a national language, is being promoted. This gives hope that many endangered languages will survive, allowing people to combine their links to local tradition with access to wider world culture. While individuals are free to choose if they wish to speak a minority language, national governments should be under no obligation to provide education in an economically unproductive language, especially in times of budget constraints. It is generally accepted that national languages unite and help to create wealth while minority regional languages divide. Furthermore, governments have a duty to ensure that young people can fulfill their full potential, meaning that state education must provide them with the ability to speak and work in their national language and so equip them to participate responsibly in national affairs. People whose language competence does not extend beyond the use of a regional tongue have limited prospects. This means that while many people may feel a sentimental attachment to their local language, their government's position should be one of benign neglect, allowing people to speak the language, but not acting to prevent its eventual disappearance. Many PhD students studying minority languages lack the resources to develop their language skills, with the result that they have to rely on interpreters and translators to communicate with speakers of the language they are studying. This has a detrimental effect on the quality of their research. At the same time, they have to struggle against the frequently expressed opinion that minority languages serve no useful purpose and should be allowed to die a natural death. Such a view fails to take into account the fact that a unique body of knowledge and culture, built up over thousands of years, is contained in a language and that language extinction and species extinction are different facets of the same process. They are part of an impending global catastrophe which is beginning to look unavoidable. (Adapted from Complete Advanced by Guy Brook - Hart and Simon Haines)  Which of the following could best serve as the main topic of the passage?

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