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Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.  It is estimated that by 2050 more than two-thirds of the world's population will live in cities, up from about 54 percent today. While the many benefits of organized and efficient cities are well understood, we need to recognize that this rapid, often unplanned urbanization brings risks of profound social instability, risks to critical infrastructure, potential water crises and the potential for devastating spread of disease. These risks can only be further exacerbated as this unprecedented transition from rural to urban areas continues.  How effectively these risks can be addressed will increasingly be determined by how well cities are governed. The increased concentration of people, physical assets, infrastructure and economic activities mean that the risks materializing at the city level will have far greater potential to disrupt society than ever before.  Urbanization is by no means bad by itself. It brings important benefits for economic, cultural and societal development. Well managed cities are both efficient and effective, enabling economies of scale and network effects while reducing the impact on the climate of transportation. As such, an urban model can make economic activity more environmentally-friendly. Further, the proximity and diversity of people can spark innovation and create employment as exchanging ideas breeds new ideas.  But these utopian concepts are threatened by some of the factors driving rapid urbanization. For example, one of the main factors is rural-urban migration, driven by the prospect of greater employment opportunities and the hope of a better life in cities. But rapidly increasing population density can create severe problems, especially if planning efforts are not sufficient to cope with the influx of new inhabitants. The result may, in extreme cases, be widespread poverty. Estimates suggest that 40% of the world's urban expansion is taking place in slums, exacerbating socio-economic disparities and creating unsanitary conditions that facilitate the spread of disease.  The Global Risks 2015 Report looks at four areas that face particularly daunting challenges in the face of rapid and unplanned urbanization: infrastructure, health, climate change, and social instability. In each of these areas we find new risks that can best be managed or, in some cases, transferred through the mechanism of insurance. The word “that" in paragraph 4 refers to __________.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.       To quote CREST founder Dr. Martha Honey, we earnestly believe that ecotourism is “simply a better way to travel.” Here’s a look at how this transformational approach to travel benefits conservation, increases cross-cultural understanding, and ultimately turns travelers into environmental advocates:        To see how ecotourism benefits nature and wildlife, let’s look at endangered species such as African Elephants. Ivory from Elephant tusks is worth $1500 a pound on the black market, which has led to a dramatic increase in poaching. But Elephants are worth 76 times more alive than dead. When you consider the revenue from wildlife photography tours, luxury safari camps, and other ecotourism offerings, a single Elephant is worth $1.3 million over the course of its lifetime! Ecotourism offers a long-term alternative to exploitation, generating sustainable revenue and ensuring better overall health of the ecosystem.        Nature reserves and national parks help prevent deforestation and pollution, while also protecting the habitat of endemic species. The revenue that ecotourism provides can help replace profits from exploitative practices such as mining or slash ‘n’ burn agriculture. It can also help ensure the long-term financial viability of the area. Naturalist guides also help travelers understand the value of a pristine ecosystem, and teach them about the importance of conservation. This ultimately help to create a more mindful and conscious legion of travelers.       When managed properly, ecotourism can offer locals alternative revenue streams. In wildlife-rich countries such as Rwanda, former poachers are often employed as guides or trackers, capitalizing on their knowledge of the animals and their habitat. In Costa Rica, unemployment has fallen to less than 10% since the country started building its ecotourism infrastructure in the 1970s. Involving local communities in tourism management empowers them by ensuring that more revenue is reinvested locally. Ecotourism also offers indigenous peoples an opportunity to remain on ancestral land, conserve it, and preserve traditional culture.       Sure, being a responsible traveler takes a greater level of commitment to being conscious and mindful of the impact we have on the destinations we visit. But ecotourism also offers us incredible, transformative experiences, allowing us to develop closer personal relationships to the nature, wildlife, and local people we encounter during our adventures. Learning about ecotourism can permanently change your understanding of mankind’s role in our planetary ecosystem. And once you’ve had that sort of travel experience, you’ll never want to travel the traditional way again. (Source: https://www.ith.org.za/what-is-eco-tourism/) The most suitable title for the passage could be ______.
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 31 to 35.  One of the greatest security threats in the online world is computer hacking. Hackers are people who illegally enter systems. They may alter or delete information, steal private information, or spread viruses that can damage or destroy files. But how exactly can a hacker get into a system to do these things?  Most hackers use information called protocols that are built into computer software. These protocols allow computers to interact with one another. Protocols are sort of like computer police officers. When a computer connects to another system, the protocols check to see if the access is valid. The protocols can also determine how much information can be shared between the two systems. Hackers can manipulate the protocols to get unlimited access to a computer system.  In fact, just the act of entering a computer network is commonly considered passive hacking. Passive hackers get a rush from just being able to access a challenging system like a bank or military network. Another kind of hacker tries to do damage to a system. After hacking into systems, these hackers release viruses or alter, delete, or take information. Known as active hackers, they are the more dangerous of the two.  The easiest way to protect a system is with a good password. Long and unusual passwords are harder for hackers to guess. For even greater security, some online services now use “password-plus” systems. In this case, users first put in a password and then put in a second code that changes after the user accesses the site. Users either have special cards or devices that show them new code to use the next time. Even if a hacker steals the password, they won’t have the code. Or if the hacker somehow gets the code, they still don’t know the password.  What should be the main title of the passage?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions.       New research shows that long-term changes in diseases in ocean species coincides with decades of widespread environmental change. The paper, "Increases and decreases in marine disease reports in an era of global change," was published Oct. 9 in Proceedings of the Royal Society B.       Understanding oceanic trends is important for evaluating today's threats to marine systems, and disease is an important sentinel of change, according to senior author Drew Harvell, professor of marine biology at Cornell University. "Disease increases and decreases can both be bad news," said lead author Allison Tracy, who studied with Harvell. "The long-term changes in disease that we see here may result from anthropogenic pressure on plants and animals in the ocean." The researchers examined marine infectious disease reports from 1970 to 2013, which transcend short-term fluctuations and regional variation. They examined records of corals, urchins, mammals, decapods, fish, mollusks, sharks, rays, seagrass and turtles.        For corals and urchins, reports of infectious disease increased over the 44-year period. In the Caribbean, increasing coral disease reports correlated with warming events. It is widely known that coral bleaching increases with warming, but Harvell said they have established a long-term connection between warming and coral disease. "We've finally linked a coral killer like infectious disease to repeated warming bouts over four decades of change," she said. "Our study shows that infectious disease reports are associated with warm temperature anomalies in corals on a multi-decadal scale." These results improve understanding of how changing environments alter species interactions, and they provide a solid baseline for health of marine life in the period studied. (Source: https://www.myvetcandy.com/) Which best serves as the title for the passage?
Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.       An A level is an Advanced level GCE qualification. This exam is (23) ____ taken after two years of A level study, following the O level/IGCSE exams. Students can take any number of A level exams; in the UK, most college students take three or four A level exams for their final two years of study. The (24) ____ of A levels to be taken will often depend on the qualifications that the university chosen requires. A level results can open doors to undergraduate studies at some of the best higher educational institutions in the world, and to a wide range of professional and vocational courses (25) _______ can help build skills for an exciting and rewarding career. In many countries round the world, some schools follow the GCE syllabus to prepare their pupils for taking A level exams. Students at these schools should enquire at their school about how they can register and sit (26) ____ the exams. Students who do not attend a school that follows the GCE syllabus can still take A level exams and can register as a private individual with the British Council.       In order to register for an A level exam one will need to complete an entry form which will become available at the British Council offices. Forms usually become (27) ____ for January examinations in early August of the preceding year. For May/June examinations, they are available in early December of the preceding year. (Source: https://qualifications.pearson.com)